The following list describes some of the loan programs offered by HouseTech. We have hundreds of different loan programs to fit your needs. For a complete list of the programs that we offer, contact a financial specialist at 888-525-HOUSE.

CONVENTIONAL- Traditional loan programs that usually require a minimum of 5% down and offer competitive interest rates. Income and asset documentation and good credit are necessary.

JUMBO- This is a mortgage where the balance is above the FNMA/FHLMC limits for conforming loans. Jumbo mortgages are available as fixed rate or ARM products.

STATED INCOME- A stated income loan is a loan that does not require you to verify your income through documentation. There are several varieties of stated income loans available depending on the borrower's situation.

2ND MORTGAGE- Subordinate to a first mortgage, these loans offer the borrower the ability to get money for home improvement, debt consolidation or many other reasons without disturbing their first mortgage. Convenient when you have a low interest rate first mortgage.

COMMERCIAL LOAN- Used to finance apartment buildings and non-residential properties. We have a diverse array of mortgage programs available for commercial properties. However, certain programs are not available in all states.

FHA MORTGAGE- Backed by the Department of Housing and Urban Development, this mortgage allows you to put as little as 3% down payment on a new home and you can even finance allowable closing costs. The property seller can contribute up to 6% of the purchase price to the buyer towards closing costs.

VA MORTGAGE- Backed by the Veterans Administration and the federal government, it is similar to an FHA loan except that you have to be a qualified veteran or military person.